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Employee Benefit Program

An employee benefit program is simply a range of services that an employer provides for the benefit of its employees. These services are an important part of an employer’s positioning as an employer of choice.

Successful employee benefit programs generally exhibit:

• High perceived value to employees yet can be relatively low cost to deliver
• A self reinforcing work culture that is an attraction for future staff
• Programs based on development, education, appreciation, care and flexibility as much if not more than additional monetary reward
• Loyal staff who are strong advocates for their employer.

In the area of financial literacy and awareness the most progressive employers view superannuation not as an expense, and a necessary evil, rather as an investment in their staff and their businesses future.

Some of the services offered relating to superannuation include:

• Group education and financial advice seminars on company time
• One on one staff meetings with a financial advisor on company time
• Subsidised or fully paid financial advice for key staff
• Payment in part or full of superannuation account keeping fees
• Structuring group insurances for the benefit of staff, at group rates. Some employers pick up the cost for the insurance premiums
• Employer additional super contributions for key or long serving staff
• Access to newsletters, updates, calculators and advice, encouraged and supported by the employer

Cornerstone Financial Group has the skills, experience and knowledge to help craft an employee benefit program based on financial advice and service.